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When Things Go Wrong

by Dex Hubbard

“The major difference between a thing that might go wrong and a thing that cannot possibly go wrong is that when a thing that cannot possibly go wrong goes wrong, it usually turns out to be impossible to get at or repair.”

Douglas Adams

Anyone involved in Real Estate knows when that moment occurs. It might be the phone call from the attorney’s office, or the email from the lender, the frantic seller who has already scheduled the moving truck or the buyer who is in love and can’t stand the thought of losing the house. A dream closing is smooth with no hiccups, but that rarely happens. Sometimes it is completely unpreventable, but often times sorting any potential problems on the front side can avoid the mad dash towards closing. 

How do you start the process of buying or selling home and make sure the process is smooth and timely?

Grade A Professionals

There is lots of talk/advertising about who is going to do the best job for you. The first step for you is to find a great real estate professional to help guide you. You need to find a real estate Veteran, someone who has helped many people find a satisfactory end to their transaction. No one is psychic in Real Estate (at least I’m not), but finding someone who can foresee possible problems and address them before they become real issues is a must. It’s not uncommon for ROW or easements, home owner association issues, or the number of people on a well to cause a problem at the end of a transaction. You need someone who can address these issues before closing day.

Fantastic Lenders


If you’re dealing with cash and foregoing banks, then you won’t have to worry about the new federal TRID guidelines. But if you aren’t paying in cash, then you need a proficient lender to help guide you through the process. You need someone who communicates with you and knows how to work within the guidelines to get you closed on time. The new TRID Guidelines were put in place to protect the consumer, but adjusting to them has put many lenders on an uneven footing learning how to work within them. If you’re dealing with a proficient lender, they are going to get you closed on time and foresee issues that may cause a delay.

Closing Attorney or Title Company

In North Carolina, real estate transactions are generally closed by Real Estate Attorneys.  I’ve worked with the best and worked with the worst and the difference is staggering. A great attorney knows what to look for and how to deal with red flags before they hold up closing. They keep the deal progressing and make sure that you get closed on time. They also keep you updated as to how much money you need to bring to the table and what you have to have ready before closing day.

 

Buying a home is one of the biggest purchases you will make in your life. You deserve the best people on your team. Make sure you surround yourself with professionals to help you on your home ownership dream.

As always, if you have any questions or need a recommendation, give me a call at 828-361-4710 or email me at [email protected]

 

Empty Bowl... Full Heart

by Ginger Hubbard

Empty Bowl…full heart

 

There’s a LOT of reasons to love Murphy and thus, the surrounding areas of this wonderful mountain town.  I experienced one of those many reasons this past Saturday night at the Empty Bowl event at John C Campbell Folk School.  This event raises funds for the Cherokee and Clay County food banks.  So five of my best girlfriends purchased the $30 tickets and set off on a girl’s night out.  This is also an event for the guys, the honeymooners, date night, etc.  We got there about 4:30 and the doors opened at 5 PM.  After tickets were presented we made our way through and picked out a pottery bowl that was made by one of the many talented potter’s associated with the Folk School.  You then proceed to the dining area where the meal is served family style.  We were served a big bowl of awesome soup, fresh salad and homemade dressings, fresh baked bread, and yummy homemade cookies. 

 

Later in the evening there as a drawing for some pottery items that were donated by local artisans.  You could purchase raffle tickets for $1 and then you placed your ticket in the bag beside the item you wanted.  Unfortunately, I did not win any of the pottery but we were all winners at this wonderful fundraiser for such a worthy charity.

So if you’re new to our area, planning on moving here, or have always been here but never attended the Empty Bowl fundraiser, put this on your bucket list!

Keep us with Dex Hubbard on facebook or check out his website to keep abreast of upcoming events and things to do in Murphy, NC.

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Dex Hubbard
RE/MAX Mountain Properties
1151 W US Hwy 64
Murphy NC 28906
828-361-4710
828-837-3002
Fax: 828-837-8372